Malpractice Insurance

All Physician Assistants and Nurse Practitioners should carry professional liability coverage. Professional liability coverage, typically referred to as Malpractice Insurance, offers both claims made and occurrence coverage options.

Claims Made:

With a claims-made policy, you’re only covered when a claim is filed during the policy period. As long as an insurable event happened after the policy’s retroactive date, your insurer should provide coverage. A claim for damages must first be made against any insured during the policy period or any Extended Reporting Period that is provided.

Occurrence:

With an occurrence-based policy, you’ll be protected as long as the loss happened while your policy was active. As long as you were insured when the incident occurred, you can file a claim with your insurer. Occurrence policies accommodate “long-tail” events – situations that don’t produce lawsuits or claims right away.

APPAA offers its members discounts on malpractice insurance coverage. Interested in learning more? Please submit the following contact form: